Terms of Service

Governing use of policyvaulted.com • Last updated: August 2026

1. Acceptance of Terms

By accessing and using PolicyVaulted (located at policyvaulted.com), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, along with our Privacy Policy and Disclaimers. If you do not agree to these terms, you must discontinue use immediately.

2. Permitted Use & Intellectual Property

All content on PolicyVaulted—including articles, state mandate compilations, rate analysis charts, calculator logic, and layout design—is the proprietary intellectual property of PolicyVaulted Media Group and is protected by copyright and intellectual property laws. Content is provided solely for personal, non-commercial educational use. Automated scraping, data extraction, or commercial republication without written consent is strictly prohibited.

3. Limitation of Liability

In no event shall PolicyVaulted, its officers, analysts, or contributors be held liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use this site, including but not limited to reliance on estimated rates, DMV procedural changes, or insurance cancellation events.

4. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of California and the United States of America, without regard to its conflict of law provisions.